/* Main stylesheet - Mortgage Calculator Site */

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: #333;
  background: #f8f8f8;
}

a {
  color: #2563eb;
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

/* Header */
header {
  background: #1e3a5f;
  color: #fff;
  padding: 0 20px;
  border-bottom: 3px solid #2563eb;
}

header .inner {
  max-width: 960px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}

header .logo {
  font-size: 1.3rem;
  font-weight: 700;
  color: #fff;
  letter-spacing: -0.3px;
  display: inline-flex;
  align-items: center;
}

header .logo img {
  height: 30px;
  width: auto;
  display: block;
  margin-right: 9px;
}

header .logo span {
  color: #60a5fa;
}

nav a {
  color: #cbd5e1;
  margin-left: 22px;
  font-size: 0.93rem;
}

nav a:hover {
  color: #fff;
  text-decoration: none;
}

nav a.active {
  color: #fff;
  border-bottom: 2px solid #60a5fa;
  padding-bottom: 2px;
}

/* Main layout */
main {
  max-width: 960px;
  margin: 30px auto;
  padding: 0 20px;
}

/* Page header */
.page-header {
  margin-bottom: 28px;
}

.page-header h1 {
  font-size: 1.8rem;
  color: #1e3a5f;
  margin-bottom: 6px;
}

.page-header p {
  color: #555;
  font-size: 0.97rem;
}

/* Calculator card */
.calc-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}

@media (max-width: 680px) {
  .calc-wrap {
    grid-template-columns: 1fr;
  }
}

.card {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  padding: 26px;
}

.card h2 {
  font-size: 1.05rem;
  color: #1e3a5f;
  margin-bottom: 20px;
  border-bottom: 1px solid #e9ecef;
  padding-bottom: 10px;
}

/* Form */
.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: #444;
  margin-bottom: 5px;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 9px 12px;
  border: 1px solid #ced4da;
  border-radius: 5px;
  font-size: 0.97rem;
  color: #333;
  background: #fff;
  transition: border-color 0.15s;
}

.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: #2563eb;
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.input-prefix {
  position: relative;
}

.input-prefix span {
  position: absolute;
  left: 10px;
  top: 50%;
  transform: translateY(-50%);
  color: #777;
  font-size: 0.93rem;
  pointer-events: none;
}

.input-prefix input {
  padding-left: 22px;
}

.input-suffix {
  position: relative;
}

.input-suffix span {
  position: absolute;
  right: 10px;
  top: 50%;
  transform: translateY(-50%);
  color: #777;
  font-size: 0.93rem;
  pointer-events: none;
}

.input-suffix input {
  padding-right: 28px;
}

.btn-calc {
  width: 100%;
  background: #2563eb;
  color: #fff;
  border: none;
  border-radius: 5px;
  padding: 11px 0;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  margin-top: 4px;
  transition: background 0.15s;
}

.btn-calc:hover {
  background: #1d4ed8;
}

/* Results */
.results-card {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.monthly-payment {
  text-align: center;
  padding: 20px 0 22px;
  border-bottom: 1px solid #e9ecef;
  margin-bottom: 18px;
}

.monthly-payment .label {
  font-size: 0.85rem;
  color: #666;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.monthly-payment .amount {
  font-size: 2.6rem;
  font-weight: 700;
  color: #1e3a5f;
  line-height: 1.2;
  margin-top: 4px;
}

.monthly-payment .note {
  font-size: 0.8rem;
  color: #888;
  margin-top: 4px;
}

.breakdown {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.93rem;
}

.breakdown-row .bl {
  color: #555;
}

.breakdown-row .bv {
  font-weight: 600;
  color: #1e3a5f;
}

.breakdown-row.total {
  border-top: 1px solid #e9ecef;
  padding-top: 12px;
  margin-top: 4px;
}

.breakdown-row.total .bl {
  font-weight: 600;
  color: #333;
}

.breakdown-row.total .bv {
  color: #2563eb;
  font-size: 1.05rem;
}

/* Amortization section */
.amort-section {
  margin-top: 32px;
}

.amort-section h2 {
  font-size: 1.1rem;
  color: #1e3a5f;
  margin-bottom: 4px;
}

.amort-section p {
  font-size: 0.88rem;
  color: #666;
  margin-bottom: 14px;
}

.amort-toggle {
  display: inline-block;
  margin-bottom: 14px;
  background: none;
  border: 1px solid #2563eb;
  color: #2563eb;
  border-radius: 4px;
  padding: 6px 14px;
  font-size: 0.88rem;
  cursor: pointer;
}

.amort-toggle:hover {
  background: #eff6ff;
}

.amort-table-wrap {
  overflow-x: auto;
}

.amort-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.87rem;
}

.amort-table th {
  background: #1e3a5f;
  color: #fff;
  padding: 9px 12px;
  text-align: right;
  font-weight: 600;
}

.amort-table th:first-child {
  text-align: left;
}

.amort-table td {
  padding: 8px 12px;
  text-align: right;
  border-bottom: 1px solid #f0f0f0;
  color: #333;
}

.amort-table td:first-child {
  text-align: left;
  color: #555;
}

.amort-table tr:nth-child(even) {
  background: #fafafa;
}

.amort-table tr:hover {
  background: #eff6ff;
}

.hidden {
  display: none;
}

/* Info boxes */
.info-boxes {
  margin-top: 34px;
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 18px;
}

@media (max-width: 680px) {
  .info-boxes {
    grid-template-columns: 1fr;
  }
}

.info-box {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  padding: 20px;
}

.info-box h3 {
  font-size: 0.97rem;
  color: #1e3a5f;
  margin-bottom: 8px;
}

.info-box p {
  font-size: 0.87rem;
  color: #555;
  line-height: 1.55;
}

/* Page content */
.page-content {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  padding: 32px;
  max-width: 720px;
}

.page-content h2 {
  font-size: 1.25rem;
  color: #1e3a5f;
  margin: 24px 0 10px;
}

.page-content h2:first-child {
  margin-top: 0;
}

.page-content p {
  font-size: 0.95rem;
  color: #444;
  line-height: 1.7;
  margin-bottom: 14px;
}

.page-content ul {
  margin: 10px 0 14px 20px;
}

.page-content li {
  font-size: 0.95rem;
  color: #444;
  margin-bottom: 6px;
  line-height: 1.55;
}

/* Contact form */
.contact-form .form-group {
  max-width: 480px;
}

.contact-form textarea {
  width: 100%;
  max-width: 480px;
  padding: 9px 12px;
  border: 1px solid #ced4da;
  border-radius: 5px;
  font-size: 0.97rem;
  font-family: inherit;
  resize: vertical;
  min-height: 120px;
}

.contact-form textarea:focus {
  outline: none;
  border-color: #2563eb;
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.btn-submit {
  background: #2563eb;
  color: #fff;
  border: none;
  border-radius: 5px;
  padding: 10px 24px;
  font-size: 0.97rem;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.15s;
}

.btn-submit:hover {
  background: #1d4ed8;
}

.success-msg {
  background: #ecfdf5;
  border: 1px solid #6ee7b7;
  color: #065f46;
  padding: 12px 16px;
  border-radius: 5px;
  font-size: 0.93rem;
  margin-top: 14px;
  display: none;
}

/* Footer */
footer {
  background: #1e3a5f;
  color: #94a3b8;
  margin-top: 60px;
  padding: 36px 20px;
  font-size: 0.87rem;
}

footer .footer-cols {
  max-width: 1000px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  justify-content: space-between;
}

footer .footer-col {
  flex: 1 1 260px;
}

footer .footer-col h4 {
  color: #fff;
  font-size: 0.95rem;
  margin: 0 0 8px;
}

footer .footer-col p {
  margin: 0;
  line-height: 1.55;
}

/* Placeholder state */
.results-placeholder {
  text-align: center;
  padding: 40px 20px;
  color: #aaa;
  font-size: 0.93rem;
}

.results-placeholder svg {
  display: block;
  margin: 0 auto 14px;
  opacity: 0.3;
}